• Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Certification Provider: Insurance Licensing
  • Corresponding Certification:Life, Accident, and Health
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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health Insurance25-30%- Dental and vision insurance basics
- Medical expense coverage
- Disability income insurance
- Long-term care insurance basics
- Major medical coverage
- Health insurance policy types (individual, group, HMOs)
Topic 2: Life Insurance Fundamentals25-30%- Policy types and provisions
- Beneficiary designations
- Policy reinstatement
- Policy riders and endorsements
- Dividends and nonforfeiture options
Topic 3: New York State Regulations20-25%- Replacement and churn rules
- Fiduciary responsibilities
- Licensing requirements and procedures
- NYS Insurance Law requirements
- Advertising regulations
- Consumer protection regulations
Topic 4: General Insurance Principles15-20%- Fair claims settlement practices
- Agent/broker duties and ethics
- Insurance contract fundamentals
- Ethical sales practices
- Underwriting principles

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Which type of annuity guarantees a level benefit payment?

  • A. Variable.
  • B. Fixed.
  • C. Limited Life.
  • D. Universal.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).

If an insured under a life insurance policy dies with an outstanding loan balance then the death benefit will

  • A. be paid less the amount of the loan but not the interest.
  • B. be reduced by the amount of the loan and interest owed.
  • C. be paid less the amount of the loan interest but not the principal.
  • D. not be paid until the loan is repaid.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).

Penalties that may be levied by the Department of Insurance for committing insurance fraud do NOT include

  • A. license suspension.
  • B. probation.
  • C. fines.
  • D. license revocation.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).

Which of the following is a common exclusion from coverages found in accident and health policies?

  • A. self-inflicted injuries
  • B. emergency room coverages
  • C. coordination of benefits
  • D. chiropractic services
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).

The cost of a long-term care policy is based on all of the following EXCEPT

  • A. age.
  • B. personal income.
  • C. health condition.
  • D. level of benefits provided.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).

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