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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

Question 1

Group health policies MUST provide which of the following benefits?

A. Adult dental care
B. Hospice care
C. Cosmetic surgery
D. Adult vision care

Question 2

Basic cancer plans pay for all of the following EXCEPT:

A. physical therapy
B. chemotherapy
C. radiotherapy
D. immunotherapy

Question 3

An employee's group life coverage terminates because employment ends. During the applicable conversion period, the former employee dies before applying for an individual policy. What protection does Nevada group-life law provide?

A. The employer must personally pay the former employee's beneficiary.
B. The amount that could have been converted is payable under the group policy.
C. No benefit is payable because the employee did not submit an application.
D. Only any accumulated cash value is payable.

Question 4

Which Medicare part generally helps cover inpatient hospital care, skilled nursing facility care following a qualifying hospital stay, hospice care, and certain home health services?

A. Medicare Part D
B. Medicare Part B
C. Medicare Part C
D. Medicare Part A

Question 5

A producer who makes misleading policy comparisons for the purpose of inducing an insured to surrender an existing policy is guilty of:

A. defamation
B. rebating
C. coercion
D. twisting

Solutions: