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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

Question 1

Which section of a title insurance policy lists the rights of the insurer?

A. conditions
B. exclusions from coverage
C. insuring agreement
D. declarations

Question 2

The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A. a due-on-sale clause.
B. a prepayment clause.
C. an assumption clause.
D. a subordination clause.

Question 3

An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A. unfair coercion.
B. unfair discrimination.
C. rebating.
D. illegal inducement.

Question 4

When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A. subrogated to the lien of the insured mortgage.
B. restricted to the lien of the subject mortgage.
C. subordinated to the lien of the subject mortgage.
D. waived to the lien of the subject mortgage.

Question 5

All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A. fence line.
B. iron pin.
C. corner of a recorded subdivision lot.
D. highway.

Solutions: