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IIC C131 Exam Syllabus Topics:

IIC Advanced Skills for the Insurance Broker and Agent Sample Questions:

1. The question of whether an employee might convert cash or cheques for her own use would be considered when underwriting which policy coverages?

A) Property
B) Liability
C) Business interruption
D) Crime

2. How is the premium for a garage policy computed on a monthly average basis?

A) Permits the charging of an advance premium that is 75 percent of the annual premium
B) Provides an adjustment at year end after charging a 100 percent advance premium
C) Requires that the insurer refund the insured if the total adjusted premium is greater than the advance premium
D) Allows the insured to file quarterly reports detailing the actual monthly exposure

3. Which party is the beneficiary under a surety bond?

A) Insurer
B) Surety
C) Principal
D) Obligee

4. Why is bylaws insurance used?

A) To protect wooded lots in the country
B) To cover projects that can take years to complete
C) To protect new buildings that comply with the latest building codes
D) To cover vacant lots

5. An architect is sued by a client for having failed to account for local bylaws when designing a new home. For the insurance company to defend the architect, which coverage must he have in place?

A) Errors and omissions
B) Commercial building, equipment, and stock
C) Wrap-up liability
D) Explosion, collapse, and underpinning

Solutions: