- Exam Code: InsNV_Health02
- Exam Name: NV Accident and Health
- Certification Provider: Insurance Licensing
- Corresponding Certification:Nevada Insurance
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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Accident and Health — General Knowledge | ~68% | - Insurance Concepts and Underwriting
|
| Nevada Statutes, Rules and Regulations | ~32% | - Nevada Health-Specific Regulations
|
Insurance Licensing NV Accident and Health Sample Questions:
Under a group health policy, which of the following coverages MUST be provided for newborn children?
- A. Routine eye examinations
- B. Congenital health defects
- C. Transportation costs from the hospital to the child ' s residence
- D. Genetic Testing
Correct Answer: B 🗳️
Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).
What is the primary purpose of a waiver-of-premium rider on a life insurance policy?
- A. It guarantees a higher death benefit every year.
- B. It eliminates all future policy loans.
- C. It waives required premiums if the insured becomes totally disabled as defined by the rider.
- D. It converts term insurance automatically into whole life insurance.
Correct Answer: C 🗳️
Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).
The Affordable Care Act (ACA) requires every individual policy to provide minimum coverages known as:
- A. Gold Value coverages
- B. Essential Health Benefits
- C. Medicaid Buy-Back coverage
- D. Silver Saver Value coverages
Correct Answer: B 🗳️
Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).
Group vision insurance plans typically provide insurance benefits that cover the cost of:
- A. eye exams, lenses, retinal corrective surgery
- B. cataract removal, frames, lenses
- C. laser surgery, eye exams, lenses
- D. eye exams, lenses, frames, and contact lenses
Correct Answer: D 🗳️
Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).
The statement that an insured MUST give an insurance company to show that a loss actually occurred is a:
- A. Loss form
- B. Proof of Loss
- C. Notice of Claim
- D. Inspection report
Correct Answer: B 🗳️
Explanation: Only visible for ITPassLeader members. You can sign-up / login (it's free).
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